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Our Youth Programs just got better!

Introducing….KIDS M3 Money Club & TEEN Elements of Money


We have exciting news regarding our Youth Programs. We recently revamped our programs to better meet the needs of today’s young members. Our new and improved youth programs will have access to all the same financial products and services as before, but with some refreshing new perks.

  • KIDS M3 Money Club, formerly known as Scottie Savers Club. This program is for our young members ages up to 12 years old. The M3 Money Club combines a kids’ savings account with fun, interactive, and educational tools. It will introduce young members to an exciting world where superheroes rule and learning about money is cool.

    Our Kids M3Money Club website is tailored for children up to 12 years of age.

  • TEEN Elements of Money, formerly known as CU Succeed. This program is for members ages 13-17 years old. TEEN Elements combines financial products and services teens need, with real-world educational resources. They’ll learn to navigate through the world of personal finance, as well as learn valuable lessons in saving money.

    Our TEEN Elements of Money website is perfect for teens ages 13-17.
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Kids M3 Money Club – Kids up to 12 years old

This is a savings club specifically designed to help children ages newborn to 12 years learn the value of saving money in fun and educational ways. The account encourages children to save money and teaches them how a financial institution works.

  • Minimum deposit to open a savings account is $5.00.                                                                                   
  • Dividends paid quarterly with no minimum balance requirements.                               
  • The primary account holder must have a social security card
  • An eligible adult must be a joint owner.

TEEN Elements Of Money (Savings) – Teens 13 – 17 years old

  • Minimum deposit to open a savings account is $5.00.
  • Dividends paid quarterly with no minimum balance requirements.
  • The primary account holder must have a social security card
  • An eligible adult must sign as a joint owner.

TEEN Elements Of Money (Checking) – Ages 15 - 17

  • Must be a Teen Elements of Money Savings member with an eligible adult as a joint owner.
  • No minimum balance requirement for this checking account.
  • The first order of 50 checks and the VISA® debit card are free.
  • Overdraft protection is not available on this account.
  • Both teen and parent or guardian must meet requirements for opening new accounts.

 M3 Money Club and TEEN Elements Newsletter

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