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Consumer Loans

Current Promos

Holiday Loan

Does your wallet need a little boost this Holiday Season.  Apply and close your loan online for the best rate.

  • Loan amount up to $1,200 (loan amount based on credit worthiness)
  • Rates as low as 9.5% (Annual Percentage Rate is 10.50% and is discounted to 9.50% if apply and close loan online.)
  • Valid November 1 - December 21, 2019.


    Apply Now »


Personal Loan

An unsecured installment loan you can use any way you want.  Choose to consolidate debt, use for tuition, a wedding, or unexpected expense.

  • Low, competitive fixed rate
  • Flexible terms
  • Loan amounts up to $20,000
  • Variety of repayment options

Member Express Line of Credit

When you need immediate cash for emergencies, short-term needs, and to replace payroll advances.

  • Minimal credit requirements
  • Line of credit available up to $500
  • Fixed, annual percentage rate
  • Payments made through payroll deduction or automatic transfer
  • Certain restrictions apply.

Certificate of Deposit Secured Loan

Use your Certificate of Deposit as collateral.

  • Finance up to 100% of available balance
  • Flexible loan terms and repayment
  • Rate is 3% above the Annual Percentage Rate earned on the certificate of deposit being pledged. 
  • Loan term must match certificate term.

Lines of Credit

Prime Plus Account – get convenient access to funds.

  • Credit lines range from $1,000 up to $10,000.
  • Competitive, variable interest rate tied to the Prime rate plus an index.
  • No pre-payment penalty and flexible monthly or bi-weekly payments.
  • As a simple interest loan, you pay interest only on the outstanding balance.
  • Payments can be made through payroll deduction or automatic transfer

Emoryline of Credit – link it to your checking account to provide you with overdraft protection.

  • Credit lines range from $1,000 to $5,000
  • Student Emoryline $300
  • Payments can be made through payroll deduction or automatic transfer
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