Online Banking

Consumer Loans

Current Promos

Please check back often for our latest promotion.


Personal Loan

An unsecured installment loan you can use any way you want.  Choose to consolidate debt, use for tuition, a wedding, or unexpected expense.

  • Low, competitive fixed rate
  • Flexible terms
  • Loan amounts up to $20,000
  • Variety of repayment options

Member Express Line of Credit

When you need immediate cash for emergencies, short-term needs, and to replace payroll advances.

  • Minimal credit requirements
  • Line of credit available up to $500
  • Fixed, annual percentage rate
  • Payments made through payroll deduction or automatic transfer
  • Certain restrictions apply.

Certificate of Deposit Secured Loan

Use your Certificate of Deposit as collateral.

  • Finance up to 100% of available balance
  • Flexible loan terms and repayment
  • Rate is 3% above the Annual Percentage Rate earned on the certificate of deposit being pledged. 
  • Loan term must match certificate term.

Lines of Credit

Prime Plus Account – get convenient access to funds.

  • Credit lines range from $1,000 up to $10,000.
  • Competitive, variable interest rate tied to the Prime rate plus an index.
  • No pre-payment penalty and flexible monthly or bi-weekly payments.
  • As a simple interest loan, you pay interest only on the outstanding balance.
  • Payments can be made through payroll deduction or automatic transfer

Emoryline of Credit – link it to your checking account to provide you with overdraft protection.

  • Credit lines range from $1,000 to $5,000
  • Student Emoryline $300
  • Payments can be made through payroll deduction or automatic transfer
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