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Limited-Time HELOC Promo Rate

Lock in a fixed promotional rate for six months when you open a new HELOC with Credit Union 1. For six months, enjoy a fixed rate as low as 5.99% APR1, followed by a variable rate as low as 8.00% APR after the first six months.

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CU1

Rates to Reach
Your Goals

High Yield
Checking
4.75% APY 2 More Info Disclosures
12-Month
Share Certificate (CD)
3.25% APY 3 More Info Disclosures
2024 + Newer Auto
36-72 Months
5.49% APR 4 More Info Disclosures

Auto Loan Rates as Low as 5.49% APR4

Explore CU1 auto loans with a variety of financing terms that fit your needs, no matter your budget. Apply for preapproval online in minutes.

“Credit Union 1 is a financial coach for the real world, offering students financial wellness tools and convenient 24/7 banking that can help them build a financial future for life beyond college.”

- Jeremiyah Love, Running Back, Notre Dame

Digital Banking Recent Activity

Bank Anytime, Anywhere

Credit Union 1 Mobile Banking is a secure, convenient way to access your accounts anytime, anywhere, using your mobile device.

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4.45 stars

4.45 1,270 Ratings

margaret Jackson
5/9/2025
This was my first time stopping into Credit Union 1, and I had a great experience. Leslie Rosada assisted me, and even though I was in a hurry on my way to work, she took the time to help me open a new account. She was very professional, attentive, and made sure I felt well taken care of. I truly appreciated the excellent customer service!
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Thomas Farley
5/8/2025
Me and my wife went in to open a checking account and the teller Emily was the most helpful person we have ever dealt with. Keep up the wonderful job Emily.......
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Karen K
5/8/2025
They helped me with a transaction/service that most banks have discontinued. Thank you. Minus one star for no ATM.
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Rick James
5/8/2025
Service has always been helpful to me. I’m the one who can’t remember anything. Carolyn has helped me every time with a big smile the past two visits. What got my attention is that she remembered me from the previous visits. Impressive….
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Sadjad Bazarnovi
5/7/2025
I've been banking with this branch for almost three years now, Wessel has been the main reason I keep coming back. She is always incredibly helpful, professional, and genuinely kind. Even though this location isn't the closest to where I live, I go out of my way to come here because the service she provides is far better than what I've experienced at other branches, and it's clear she cares about ...  See More
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Nicole The Diva
5/6/2025
Nieves at Lincoln Park was very nice and helpful opening my new account. She explained all the benefits and I'm happy with my decision.
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Henok Melaku
5/6/2025
Hello, wow where do I start as soon as you walk in . Chases and Lorenzo will greet you with a smile. They always go above and beyond. I totally recommend to open up an account here trust me you’ll love it .
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Adriana
5/6/2025
Amazing service from Angela B., she was so patient, helpful and just an overall kind humanbeing. So greatful for all her advice. She's the best!
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Daniel Duah
5/6/2025
Ms. Carolyn services today is excellent. She answered all my questions perfectly and her customer service was perfect. She’s a great banker.
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Erik Mendez
5/2/2025
I had the absolute pleasure of working with Sarai at Credit Union 1, and I can’t say enough great things about the experience. From the moment I walked in, Sarai greeted me with a warm smile and a genuine willingness to help. Her professionalism and deep knowledge of banking made the entire process smooth, efficient, and even enjoyable! She patiently answered all my questions, offered insightful ...  See More
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Ty Smith
5/2/2025
Shere-Ann Shirley was very professional, and provided excellent customer service at the Decatur Branch in Georgia. 5 Stars!
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Monika Benge
4/30/2025
Megan is both professional and personable. Always kind, quick, and goes above and beyond to resolve any issue I’ve ever had.
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eula Ivy
4/30/2025
I was in my local branch today and Kari (branch mgr) and the teller Pam help me today …Thanks Pam for the changes that you did for me..Cudos to the Lombard Branch
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Russell Landrum
4/29/2025
Always a pleasure seeing the employees at Credit Union 1 They are very pleasant and very knowledgeable. I had the pleasure of seeing Emily today very pleasant and easy to talk to.
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Robin
4/28/2025
Teller -Shere-Ann Shirley was very patient and understanding with my issues. I had a fraudulent issue, she helped me to resolve it and I’m very satisfied with my outcome. Thank you very much.
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2025 CU1 Amp Pre-Sale Tickets

Members: You’re in! Credit Union 1 members get pre-sale ticket access to select shows at Credit Union 1 Amphitheatre in Tinley Park. Get early access to tickets for 2025 concerts like Rod Stewart, Papa Roach, Pierce the Veil, and more as a perk of your CU1 membership.

1 Stop Financial Learning

Good financial health is a journey, with lots of learning along the way. Whether you are signing up for your first checking account or planning for retirement, Credit Union 1 wants to pass along your knowledge. Because our first love is banking, and our first priority is helping you achieve your goals.

What's the Difference Between a Credit Union and a Bank?

When it comes to managing your finances, there are options beyond traditional banks—credit unions. Credit unions are financial institutions that offer similar services but operate differently than banks.

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Auto Refinancing 101: Rev Up Your Savings

Auto refinancing can be a savvy financial move for car owners who want to save money on their auto loan. Whether you're looking to lower your monthly payments, reduce the amount of interest you pay over the life of the loan, or simply find better member service with a new lender, refinancing your auto loan can help you achieve your goals. In this day and age, every penny counts, and auto refinancing is just one way to put a little extra cash back in your pocket.

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What is the Difference Between a HELOC and HELOAN?

Your home is an asset, and its value can help you reach other financial goals sooner. A Home Equity Line of Credit (HELOC) and a Home Equity Loan (HELOAN) are both forms of borrowing that use the equity in your home as collateral.

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Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals. Learn More

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