Digital Banking will undergo routine system maintenance on Sunday June 1, 2025, from 12:00 AM CST to 4:00 AM CST. During this time, Digital Banking will be temporarily unavailable.

New Loan (800) 710-7359
Need Assistance (800) 252-6950

Limited-Time HELOC Promo Rate

Lock in a fixed promotional rate for six months when you open a new HELOC with Credit Union 1. For six months, enjoy a fixed rate as low as 5.99% APR1, followed by a variable rate as low as 8.00% APR after the first six months.

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CU1

Rates to Reach
Your Goals

High Yield
Checking
4.75% APY 2 More Info Disclosures
12-Month
Share Certificate (CD)
3.25% APY 3 More Info Disclosures
2024 + Newer Auto
36-72 Months
5.49% APR 4 More Info Disclosures

Auto Loan Rates as Low as 5.49% APR4

Explore CU1 auto loans with a variety of financing terms that fit your needs, no matter your budget. Apply for preapproval online in minutes.

“Credit Union 1 is a financial coach for the real world, offering students financial wellness tools and convenient 24/7 banking that can help them build a financial future for life beyond college.”

- Jeremiyah Love, Running Back, Notre Dame

Digital Banking Recent Activity

Bank Anytime, Anywhere

Credit Union 1 Mobile Banking is a secure, convenient way to access your accounts anytime, anywhere, using your mobile device.

Download the CU1 Mobile Banking App

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4.45 stars

4.45 1,270 Ratings

Yasmine Salameh
5/22/2025
Angelica at matteson branch so quick and very knowledgeable. We got here late and she made time before closing helping my son refinance his auto loan..🥰
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Luka Al-asfar
5/22/2025
I had an awesome experience with Credit Union 1 while submitting my auto loan application. Angelica went above and beyond to help me out—she managed to squeeze me in even with short notice, which meant a lot with how hectic my schedule can get. She was super friendly, professional, and made the whole process feel easy and stress-free. Angelica took the time to answer all my questions and made sur...  See More
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Fatima
5/21/2025
Chasen was very helpful in assisting us and took time to make sure all our questions were answered. She provided excellent customer service.
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Cassandra Jackson
5/15/2025
I had a great experience, Ms Liz was a GREAT help to me!!!
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Carmen Vazquez
5/15/2025
Chasen Hernandez, very attentive. She helped me until the very end. Everything was great and very friendly. Thank you for helping me. Thank you, Credit Union. 👍
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Loren Lewald
5/15/2025
Travis made the process so easy and helpful to receive a cashiers check. Thank you!!
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andrew maxwell
5/14/2025
Travis was great and his customer service was great better then any other credit union I've been to in Vegas
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Lacretia Nelson
5/14/2025
I always have the pleasure of having the banker John assist me in my banking needs here at credit union 1. John is professional, very kind hearted, and knowledgeable about any banking needs that I may have questions about. I appreciate his business ethics and his compassion to the customers like myself. My hope for credit union 1 is that John continues to help me in all my banking needs for now an...  See More
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Connie Calarco
5/14/2025
Travis above and beyond customer services. Pleasure.
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Z W
5/14/2025
Great customer service, under-staffed but worth banking with. Travis was very informative & professional with communicating money questions I had.
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Eric Allen
5/14/2025
Travis helped me out and had amazing customer service
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Antonio Brown Sr.
5/14/2025
Travis was a great help and very respectful excellent customer service
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William Walters
5/14/2025
Travis was very helpful
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RazB2K
5/14/2025
Credit Union 1 is hands down one of the dopest banks out there. The staff is super personable, and the service is always on point. Big shoutout to Travis he always looks out for me and makes sure I have everything I need. If I could give them 10 stars, I would. Let’s go!
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Big Diezel
5/14/2025
Nieces and Brittany where great! Even though they didn't buy me lunch. Great experience
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2025 CU1 Amp Pre-Sale Tickets

Members: You’re in! Credit Union 1 members get pre-sale ticket access to select shows at Credit Union 1 Amphitheatre in Tinley Park. Get early access to tickets for 2025 concerts like Rod Stewart, Papa Roach, Pierce the Veil, and more as a perk of your CU1 membership.

1 Stop Financial Learning

Good financial health is a journey, with lots of learning along the way. Whether you are signing up for your first checking account or planning for retirement, Credit Union 1 wants to pass along your knowledge. Because our first love is banking, and our first priority is helping you achieve your goals.

What's the Difference Between a Credit Union and a Bank?

When it comes to managing your finances, there are options beyond traditional banks—credit unions. Credit unions are financial institutions that offer similar services but operate differently than banks.

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Auto Refinancing 101: Rev Up Your Savings

Auto refinancing can be a savvy financial move for car owners who want to save money on their auto loan. Whether you're looking to lower your monthly payments, reduce the amount of interest you pay over the life of the loan, or simply find better member service with a new lender, refinancing your auto loan can help you achieve your goals. In this day and age, every penny counts, and auto refinancing is just one way to put a little extra cash back in your pocket.

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What is the Difference Between a HELOC and HELOAN?

Your home is an asset, and its value can help you reach other financial goals sooner. A Home Equity Line of Credit (HELOC) and a Home Equity Loan (HELOAN) are both forms of borrowing that use the equity in your home as collateral.

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CU1 Cares icon

Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals. Learn More

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